Smart Solutions for Smarter Insurance Operations
Accelerated Claims Processing
Settle Claims Faster, With Confidence
Trigger claims workflows automatically post-incident using GPS, speed, location, and impact severity. Reduce cycle times and human error.
Fraud Detection and Prevention
Detect and Prevent Fraud Before It Happens
Use behavior and trip anomaly data to flag manipulated crash reports, staged collisions, or delayed claims. Lower loss ratios with AI-ready evidence logs.
Optimized Underwriting Models
Build smarter models with trip-level truth
Feed contextual data on mileage, usage patterns, and driver behavior into your underwriting engine for risk-adjusted pricing and claims forecasting.
From Incident to Resolution: A Seamless Process
Incident Detection
LinkByCar identifies high-impact events using accelerometer, GPS, and ignition data—triggering workflows instantly after a crash or unsafe event.
Claim Validation
Insurers receive tamper-resistant logs with event timestamps, trip history, location, and driving behavior to cross-verify customer narratives.
Fraud Prevention
Prevents fake or exaggerated claims through pattern recognition catching inconsistencies in mileage, time-of-impact, or braking behavior.
Underwriting Insights
All data feeds into a centralized profile that can adjust premiums dynamically, score driver risk, and update policy terms in real-time.
Real-World Applications for Insurance Leaders
Accurate Crash Detection
Detects real-time incidents with timestamped data (speed, impact angle, geolocation), helping insurers react fast and reduce post-incident ambiguity.
Behavior-Based Premiums
Enables partners to design custom pricing tiers using actual trip data—mileage, time-of-day driving, and sudden events.
Efficient Claim Settlements
Cuts claim cycle times by providing pre-verified driving logs and contextual evidence, enabling claims teams to auto-validate or fast-track payouts.
Ready to Transform Your Insurance Operations?
Schedule a demo to see how LinkByCar can revolutionize claims and underwriting for your business