Flexible Data Infrastructure for Insurance Innovation
Flexible Data Infrastructure for Insurance Innovation
Track Driving Behavior to Calculate Real-Time Premiums
Enable driver safety profiling and risk scoring to optimize insurance decisions.
Build Flexible Pricing Model
Customize Pay-Per-Mile or Risk-Based Pricing
We supply the ground truth—you control the pricing rules.
Streamlined Fleet Integration
Onboard entire fleets effortlessly with OEM or device-agnostic integration.
Zero manual inputs. Full automation. Scalable across any vehicle class.
How Pay-As-You-Drive Works
Collect Driving Behavior
Capture granular metrics through onboard telematics or OEM APIs: Speed, harsh events, trip length, time-of-day usage.
Feed It Into Insurer Models
Our APIs send real-time data to your pricing or claims engine. You define the premium logic, we deliver the event stream.
Generate Insights & Reward Safer Driving
Use LinkByCar data to create scorecards, flags, and trend reports. Supporting better driver coaching, proactive claims prevention, and loyalty rewards.

Keep Your Fleet Running Smoothly with Predictive Maintenance
Don’t wait for breakdowns to disrupt your operations. Start using AI-powered predictive maintenance today