01
Incident detection
We pass on the incident alerts the manufacturer raises, with the position and trip history either side of the event. The claim opens with a record, without waiting for a phone call.
Insurance Claim Management
Claims decided on what the vehicle recorded
Trip history and mileage from the car itself, so an adjuster is not reconstructing the event from a form.
They trust us
Insurance Claim Management
What the vehicle can settle for you
From first notification of loss to settlement, the vehicle's own record replaces what an adjuster would otherwise reconstruct from a form.
- 01
A claim that opens with a record
Open the claim automatically after an incident, from the position, the speed and the manufacturer's own incident alert where the brand raises one. The file moves faster, with fewer manual errors.
- 02
Checking a declaration against the vehicle
Unusual driving or trip data flags a doctored crash report, a staged collision or a late declaration. Each flag comes with a timestamped record.
- 03
Underwriting on measured use
Send mileage, usage and driving behaviour into your underwriting system, to price the risk and forecast claims.
In detail
From incident to resolution, without the reconstruction
02
Claim validation
You receive tamper-resistant logs: event timestamps, trip history, position and driving behaviour, to check against the policyholder's account.
03
Checking the story against the vehicle
The adjuster has the vehicle's own mileage, timing and driving record to check a declaration against. We supply the evidence; the decision stays yours.
04
Data for underwriting
One per-vehicle record your pricing and underwriting systems can read, so risk scoring and policy terms rest on measured use.
FAQ · 03Common Questions
Common Questions
About insurance claim management
01How quickly are incidents detected?
Detection depends on the manufacturer: where a brand raises its own incident alert we pass it through within seconds, and the surrounding trip and position record is available either way. Alerts are dispatched immediately via API or webhook.
02Can this data be used as evidence in disputes?
Yes. Our telemetry data is timestamped, tamper-evident, and can be exported in standardised formats suitable for legal and regulatory proceedings. Several of our insurance partners already use this data to support claims decisions.
03How does fraud detection work?
Our system compares the claimed circumstances of an incident against the actual vehicle telemetry at the reported time and location. Discrepancies in speed, position or timing are flagged for further investigation by the claims team.
Book a demo
See Linkbycar running in thirty minutes
Send us your plates or VINs. We come back vehicle by vehicle: which ones are compatible with manufacturer data, which ones need a box, and what data each one returns.
Thirty minutes with our team
We show you the platform live and answer your questions. Send us your plates and we tell you what each vehicle can report.
Nothing to fit on compatible vehicles
Compatible vehicles are activated remotely.* No workshop visit, no fitting, and no vehicle off the road.
No commitment
You keep the vehicle-by-vehicle answer whether or not you go further with us.
* Activation time depends on the manufacturer and can take up to 48 hours.
Request received.
We come back to you within 48 hours to set up the demo. Send us your plates or VINs and we tell you what each vehicle can report. If it is urgent, reply to the confirmation email and a person reads it.